Justin and Winnie (2)

‘It was the tension between vision and reality created by this process that gave my wife and I the impetus to make substantial changes to the way we thought about and managed ourselves financially.’

When we first met Jeremy in 2007, my wife and I were in the financial doldrums. We had made some good decisions and some bad ones, and some of the good decisions were simultaneously bad, and vice-versa. Jeremy, recommended to us by one set of in-laws, set us on a path to financial consistency, confidence and maturity that we have not strayed from since.

We started by independently imagining our life goals and sending them, written down, to Jeremy. When he read them out to us, sitting in his cosy North Yorkshire office one autumn day some weeks later, we could have been forgiven for thinking that Planning For Life was all about vision, imaginings and the future.

Of course it was about those things. But not before Jeremy had instructed us to do a full spending review, recording and documenting our expenditure down to the last penny. This exposed all bad our money habits to the cold light of budgetary analysis which, when placed along side our desires for the future, revealed the extent of work to be done.

It was the tension between vision and reality created by this process that gave my wife and I the impetus to make substantial changes to the way we thought about and managed ourselves financially. And it was Jeremy’s friendly, insightful and considerate support that helped us stay true to the task.

Ten years on we are in a much better economic situation. Part of this is due to the recovery from the Global Financial Crisis. However, most of our present status is due to the application of thinking and acting prescribed by Jeremy over the three or four years that he worked with us. We consider ourselves in his debt.